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When Rules Become Risk: Treating BSA/AML Systems as Models
But it's not a model!! This might sound obvious to most of us as BSA/AML transaction monitoring systems have been treated as models for...
Jul 312 min read
The Hidden Risk in AML Programs: Poor Data Governance
We all know the saying as it relates to model data: 🚮 garbage in, garbage out 🚮 . 🚨 But when it comes to AML models, the stakes are...
Jul 311 min read
Certified ≠ Validated: Know the Difference
If your institution relies on vendor models, this might save you from costly missteps and regulatory headaches. 🛑 Model Certifications ≠...
Jul 142 min read
Digital Dollars, Real Risk: What Stablecoins Mean for Model Risk
I’ve always been intrigued by crypto and the blockchain. But mostly from a distance as I'm pretty risk averse on the personal investing...
Jul 142 min read
A Better Approach to Model Validation: Practical, Thoughtful, Useful
Let’s be real - no one really gets too excited about a model validation. For many model owners, it can feel like a frustrating drain on...
Jul 142 min read
OCC’s Spring 2025 Risk Report: No Shocks, But CRE Still Looms
The OCC just released its Spring 2025 Semiannual Risk Perspective and, for community banks, it mostly backed up what we already know. 🏢...
Jul 142 min read
Principles That Guide Our Work at ValuRisk Partners
Now that I’ve launched my own firm, ValuRisk Partners, I’ve been reflecting on some of the lessons that have shaped how I approach model...
Jul 142 min read
The Strategic Value of a Thorough CECL Validation
For many financial institutions, CECL implementation was a heavy lift - one that checked a regulatory compliance box and moved on. But...
May 112 min read
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