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Views
ValuRisk Views is where we share what we’re seeing in the field - real-time reflections, market commentary, and practical takeaways based on our work with banks, credit unions, and fintechs.
Q2 2025 CECL Trends: What the Latest KPMG Survey Reveals
As most banks and credit unions work to calculate and finalize their Q2 2025 CECL reserves, KPMG released their Q2 CECL Pulse Check...
Jul 142 min read
Rethinking Liquidity Stress Testing in Today’s Environment
In an environment marked by rising funding costs, increased deposit mobility, persistent unrealized losses in bond portfolios, and...
Jul 142 min read
Deposits Webinar - Avoiding Hidden Risks in Interest Rate and Liquidity Risk Management
I had the opportunity yesterday (July 2025) to present a webinar to nCino's Portfolio Analytics clients on a topic that continues to be...
Jul 142 min read
FDIC’s Q1 2025 Banking Profile: Solid at a Glance, But Look Again
The FDIC published its quarterly banking profile for Q1 2025 yesterday. While the report looks "solid" on the surface, once you dive in a...
Jul 142 min read
Digital Dollars, Real Risk: What Stablecoins Mean for Model Risk
I’ve always been intrigued by crypto and the blockchain. But mostly from a distance as I'm pretty risk averse on the personal investing...
Jul 142 min read
OCC’s Spring 2025 Risk Report: No Shocks, But CRE Still Looms
The OCC just released its Spring 2025 Semiannual Risk Perspective and, for community banks, it mostly backed up what we already know. 🏢...
Jul 142 min read
Principles That Guide Our Work at ValuRisk Partners
Now that I’ve launched my own firm, ValuRisk Partners, I’ve been reflecting on some of the lessons that have shaped how I approach model...
Jul 142 min read
Effective Liquidity Stress Testing Starts with a Coherent Narrative
One of the most common pitfalls in liquidity stress testing is using scenarios that escalate in severity but lack internal consistency....
Jul 132 min read
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